Product Leader - Platform Strategy, Data & AI Driven Growth, Open Banking & FinTech.

Built platform and data products for banks and fintechs across the Middle East, US and India. I lead with product sense to find the real problem underneath the request - turning complex, regulated data into commercially viable solutions

Nidhi Bhattacharya
Strengths

Where I add value

01

Platform Strategy & Multi-Consumer Architecture

Designing core infrastructure that multiple banks, brands, or business lines integrate against.

02

Regulatory & Compliance Navigation

Shipping products across multiple regulatory regimes (SAMA, CBUAE, CBB) without slowing delivery while ensuring product compliance 

03

Product Prioritization & Delivery Rhythm 

Keeping distributed teams shipping at a steady, predictable cadence even across time zones and regulatory/ commercial pressure

04

Monetization & Revenue Strategy

Building business cases that survive scrutiny from skeptical stakeholders, turning them into advocates

05

Cross-Functional & Distributed Team Leadership

Leading product teams across time zones without losing execution discipline.

06

AI-Assisted Rapid Prototyping & Vibe Coding

Directing AI-built products end-to-end, from idea to working software, without writing the code myself.

ABOUT ME
Experience

I grew up an army kid, moving more than nine times before I finished school. You learn fast how to walk into a new place, read the room, and find your footing with people who don't think or see things like you yet. That's where my comfort with change and ambiguity actually started long before it became a professional skill.

I take ideas from ambiguous 0 to 1 concepts to scaled, revenue-generating platforms sitting at the intersection of engineering, compliance, and commercial stakeholders, prioritizing under incomplete information to turn complex, regulated data into products that win in the market.

My path started in IT services in India, at Mindtree and Satyam. From there I moved to the US, working as a consultant across companies like Farmers Insurance and AT&T. Eventually I found my way into fintech and data aggregation, where I've spent most of my career since. I grew from Product Manager to Director over seven years at Yodlee, scaling the Wellness portfolio to 15M+ users across major American banks and also serving as part of the India Leadership team. I then joined Tarabut as Director of Products, building Open Banking connectivity from scratch across Saudi Arabia: 10 banks, a 22M-customer base and turning that infrastructure into a $11M+ opportunity.

Today, I work as an independent Product Management Consultant, advising fintechs and financial institutions.

Selected work

Showcase projects

What I'm Learning

Currently investing in

SEPT 2026 - MAR 2027

Executive Program in Building AI Products, Systems & Services

IIT Kharagpur

Deepening hands on AI/ML depth to complement product leadership from directing AI-built systems to understanding what's under the hood.

Personal

Beyond Work

Away from the screen, this is where I spend my time.

Music & Poetry 

From classic rock to Hindi Ghazals. Music soothes me; meaningful lyrics shape how I think.

Dogs

Unconditional love. I spend time with dogs by volunteering at a local shelter.

Baking 

Passed down from my mother. I bake by the measurements, but leave space to make it my own.

Fitness

I show up for fitness consistently, not for any single workout, but for the discipline that comes from doing it daily. 

Contact

Let's Connect.

If you're building something ambitious, I'd love to hear from you.

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